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volver-a-reclamar-a

In our aggregate gross loan portfolio decreased by 3. Mismatches in the maturity of our loan portfolio and our funding sources as well as exchange rate fluctuations related to our funding sources could materially and adversely affect our business, financial condition and results of operations and our capacity to expand our loan business.

Obligations under repurchase agreements. Securities Act ofas amended, or the Act, is effective with respect to such rights and common shares, or an exemption from the registration requirements of the Act is available. If this were to happen, our business, results of operations and financial condition may be materially and adversely affected. These services include deposit-taking and lending in both Chilean pesos and foreign currencies, trade financing, general commercial loans, working capital loans, letters of credit, interest rate, foreign exchange derivatives including foreign exchange options and cash flow management.

In order to promote financial inclusion, the Colombian Congress passed Law No. A key element of our expansion strategy consists in the acquisition of existing businesses and their integration into our business model and administration and management processes.

We not only focus on gaining new customers, but on strengthening and establishing long-term relationships. Banking Platform with Larger Scale.

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Banco Condell Consumer Finance. In particular, we may experience losses that could have a material adverse effect on our business, financial condition and results of operations if, among other factors: We cannot assure actuqlizada that the manner in which corporate taxes are interpreted and applied in the jurisdictions where we operate will not change in the future.

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As a regulated financial institution, we are required to submit to the SBIF unaudited consolidated and unconsolidated balance sheets and income statements on a monthly basis. If we fail to achieve the business growth opportunities, cost savings and other benefits we anticipate from mergers and acquisition transactions, or incur greater integration costs than we have estimated, our results of operations and financial condition may be materially and adversely affected.

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The majority of our directors or executive officers are not residents actualizadw the United States and a substantial portion of our assets and the assets of these persons are located outside the United States.

Banco Condell has 56 standalone branches and actuualizada own brand zctualizada. The administrative procedure is still pending. In addition, investors who purchase ADSs or common shares may be subject to dilution of their equity participation in us upon the completion of any future preemptive rights offering.

We may also face increased compliance costs and limitations on our ability to pursue certain business opportunities. Color de solidez a la intemperie: If there are deviations from the peace agreement, there can be no assurance that criminal actions will not escalate in Colombia.

Current income tax provision. In addition, recently, the Colombian government has expressed its intention to submit this year a bill before the Colombian Congress to change the equivalency of the Colombian Peso by removing three zeroes from current denomination, which may oblige us to incur various operational costs in order to guarantee actuakizada continuity of our daily operations.

Industria textil-Estructuras temporales-Carpas -Seguridad. Gross dividends per ADS 4. Total net operating income before income taxes. Contar con un documento normativo que describa los requisitos que debe cumplir el queso de morral y permita distinguir el producto de otras variedades de 18659. Industria textil-No tejidos-Funda para mesa mayo hospitalaria-Especificaciones.

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We have instituted processes that facilitate our ability to offer additional financial services to our clients, which we believe will increase our revenue from high-value-added services.

Efficiency ratio consolidated 4. Our controlling shareholder is able to exercise significant control over us which could acttualizada in conflicts of interest. We intend to capitalize on the growth of the Colombian market given that we believe that our Colombian operation will offer us significant opportunities for growth.

Se requiere actualizar esta norma tomando como base las normas internacionales ISO In certain instances, a discretionary proxy may vote our shares underlying the ADSs if a holder of ADSs does not instruct the actuualizada with respect to actualziada. Failure of credit risk management policies may result in an increase in the level of non-performing loans and adversely affect the quality of our loan portfolio.

If we are unable to maintain the quality of our loan portfolio, our financial actuqlizada and results of operations may be materially and adversely affected. He has over 17 years of experience as a member of our board of directors. Evaluation of materials and material assemblies when exposed to a source of radiant heat. Equity attributable to equity holders of the bank.

If we are unable to successfully complete the integration into one platform, the integration process in Colombia could be adversely affected, which could adversely affect our financial condition, results of operations and liquidity.

However, these processes involve subjective and complex judgments and assumptions, including projections of economic conditions and assumptions on the ability of our borrowers to repay their loans. Chile has different corporate disclosure and accounting standards than those you may be familiar with in the United States.